Baycap has approved credit terms with Nautilus, Body Masters, Life Fitness, Precor, Star Trac, Technogym, True, Matrix, Cybex, Paramount, and others that ship equipment to your facility with our purchase orders (no advance deposit required).

We’ve helped thousands of health clubs and personal training studios, along with the vertical market (hotels, police & fire departments, homeowners associations and schools), structure financing to accelerate tax benefits and meet return on investment projections.

Our Start-Up lease terms are directly correlated to the experience of the management team, equity contribution of the principals to the business, personal guarantor(s) net worth, and strength of the business plan.

We offer existing & expansion clubs Application-Only to $100,000, along with commercial rates for transactions submitted with tax returns.

Franchise & Vendor Programs are available with an experienced and professional staff to structure the appropriate risk to maximize your sales.

Please contact one of our fitness industry managers at